The life of a borrower is becoming difficult than ever.  There are very few pocket friendly mortgage plans to choose from.  Rather a typical borrower tries to make the mortgage pocket friendly from the available list of mortgages by cutting out his other needs, because they do not have any other options at the situation of a pressing financial crunch. Though borrowers are facing a very tough time there are some methods by which they can try to get through:

Do not dispose property to get relief from mortgage. 

It is not going to be easier to get a valued property as easily as being able to hand the keys away.  Seek advice from experts.  There might be last minute help to have the property rescued.
• If you should meet with the hearing for possession trials better meet the hearing yourself without fear.  The proceedings of the court are designed to have repossession as the last resort. You might sometimes be given more time to repay the mortgage if you request.
Selling your home and getting to rent an apartment might sound a quick remedy, but think about the long term security needs and think better before you choose this option of rescue from debts.
Make your mortgage repayment as the priority expenditure every month. Mortgage on your home when paid on time is an investment and saving.  So, pay it before you can pay for your groceries. Plan your budget accordingly.
If you are uncomfortable with your current EMI or interest rate, better talk to your lender, perhaps they might have an easier option or manageable option that will suit you. If you cannot make the full payment, convince your lender to accept at least a partial payment that you can afford.
If your lender is calling you, better attend the call, do not bury your head in sand. When you discuss your problems you can restructure your mortgage by adding the arrears to the original debt, restructuring interest rates, increasing the repayment period, discounting interest rate for short period and lot more.
Do not loose hope, act positively!